So, you’ve had a Auto accident. What happens next?
(The following list is the basic procedure for dealing with a car accident moments after it occurred.)
- Make sure everyone is alright. A car can be replaced or repaired, but health after an accident may take significant time to recover.
- If anyone is severely injured, contact emergency services and follow their instructions.
- If the car(s) is inoperable, turn on the warning lights if possible. If the warning lights are damaged, raise your hood/trunk to alert the passing traffic.
- Call the police. Often, most insurance companies will ask for a police report to be filed with all insurance claims after an accident.
- Exchange the following information with the driver(s) involved:
-Driver License #’s
-Car License Plate #’s
-Vehicle Identification Information (Registration #, Vehicle ID #, Vehicle Year and Make)
- Obtain contact information of all the witnesses and passengers present and willing.
- DO NOT discuss the accident at the scene, especially in terms of fault and responsibility.
- Take pictures of the accident and damage. As many as possible/reasonable. They may be required by your insurance company to process your claim sooner.
- Contact your insurance agent and let them know about the situation.
- Take it easy. After an accident you may experience an adrenaline/endorphin rush that will prevent you from fully and accurately evaluating the possible extent of your trauma or injury, if one occurred. Some injuries like whiplash may take up to a couple weeks to make themselves fully known.